Mortgage, Foreclosure

Debt; Credit Ratings; Personal Debt; Credit Cards; Credit Card Empowerment; Debt Validation; Void Judgments; Suing Creditors; Handling Credit Bureaus; Student Loans; Debtor's Prison; Mortgage Fraud; MERS; Secured Debt Empowerment; ForeclosureGate; Foreclosure Remedies

answers ξ  Have questions regarding how to best deal with foreclosure or mortgage issues and so-called creditors or debt collectors? See Debt Strategies and/or send an email, including your name and phone# in your message. No legal advice provided, but someone will respond.

Mortgage Fraud

death_pledge Fannie Mae and Freddie Mac: Ex-Freddie, Fannie CEOs Sued Over Loans, 12/16/11; SEC charges ex-Fannie and Freddie chiefs, 12/16/11

Mortgage: Securitization Poster; Obama mortgage plan simply gets participants to waive their rights, 12/18/9; 60 Million Mortgages May Have Fatal Flaws; Paying your credit card bill before the mortgage, 2/7/10; MBS, CDO's and CDS's In Layman's Terms; State Lawmaker Sued by her Bank; Flipping, flopping and booming mortgage fraud, 8/17/10; US House Mortgage Arrears Mount, 8/17/10; Improper GMAC Affidavits Leading to Charges of Document Fabrication to Change Title, 9/24/10; JP Morgan Chase Announces Mortgage Fraud, 9/29/10; Senator Franken Sends Letter To Bernanke, Bair And Holder Demanding Criminal Charges For All Responsible For Biggest Alleged Mortgage Fraud In History, 9/30/10; 4ClosureFraud Posts Lender Processing Services Mortgage Document Fabrication Price Sheet, 10/3/10; Rule of Law Versus Bank Profits: Mortgage Fraud Edition, 10/6/10; Janet Tavakoli On The "Biggest Fraud In the History Of Capital Markets", 10/8/10; Class Action Lawsuit Against Countrywide: California, 10/9/10; Government had been warned for months about troubles in mortgage servicer industry, 10/10/10; Bank Disinformation III: Obama Throws Weight Behind Banks, Housing “Market” Over Borrowers, 10/11/10; Dylan Ratigan On Property Rights Gone Wrong And America's Descent Into Central Planning Hell, 10/12/10; Wall Street Begins To Fear Nightmare Foreclosure-Gate Scenario Where All Of Housing Finance Is Wrecked, 10/12/10; Second Leg Down of America’s Death Spiral, 10/12/10; Here Is Your Chance To Check If You Are The Victim Of Mortgage Fraud, 10/12/10; American banks collude with Congress over mortgages, 10/13/10; Time for Criminal Charges To Be Filed, 10/14/10; Same Person Forged Billions of Dollars Worth of Mortgage Documents for Bank of America, Wells Fargo, U.S. Bank and Dozens of Other Lenders and Shells, 10/14/10; Hidden truth that could crush the market, 10/18/10; Mortgages Were Pledged to Multiple Buyers at the Same Time, 10/19/10; Who's Your Daddy 101 - Multiple Pledged Notes, 10/21/10; Citigroup Knew Exactly What Crap It Was Selling, 10/24/10; Perfect No-Prosecution Crime, 10/25/10; SNR Denton Provides Intellectually Dishonest, Flawed Defense of Mortage Securitizations, 10/25/10; James Howard Kunstler: Tombstone Blues, 10/25/10; Foreclosures and Banks' Debt to Society - Rewritten bankruptcy provisions reduce indebted homeowners to servitude. What has become of the rule of law in the US?, 11/6/10; Just When You Thought You Knew Something About Mortgage Securitizations, 11/15/10; Mortgage-Backed Securities Without Mortgages?, 11/16/10; Man makes ridiculously complicated chart to find out who owns his mortgage, 11/18/10; Countrywide Admits to Not Conveying Notes to Mortgage Securitization Trusts, 11/21/10; Deutsche Bank & Credit Suisse: Two Top Beneficiaries of Fed Mortgage Buying, 12/1/10; Fed Trying to Make It Harder for Homeowners to Fight Mortgage Fraud by Gutting Truth In Lending Laws, 12/2/10; Arizona Sues BofA For "Consistently Misleading Consumers" About Home Loan Mod Process, 12/17/10; Arizona, Nevada Sue Bank of America Over Mortgage Fraud While Treasury Sits on Its Hands, 12/18/10; Fed Moves To Gut Predatory Lending Regulation, 1/4/11; Attorney General Tom Miller Reneges on Promise to Prosecute Mortgage Fraud, 1/4/11; Investors Still Face Hundreds Of Billions In Mortgage Losses, And These Claims Could Kill Top Banks, 1/10/11; Keller Rohrback L.L.P. Announces Class Action Complaint Filed Against EMC Mortgage Corp. and The Bear Stearns Companies LLC, 1/12/11; BofA's Countrywide sued, accused of massive fraud, 1/25/11; FCIC Report Ignores Central Issue: Why Was There Demand for Bad Mortgage Loans, 1/31/11; Fed's Raskin: No improvement in Mortgage Servicer operational performance, 2/11/11; Mortgage Settlement Term Sheet: Bailout as Reward for Institutionalized Fraud, 3/8/11; New Rule: Banks Exempt from New Mortgage Rules, 3/28/11; Banks Win Again: Weak Mortgage Settlement Proposal Undermined by Phony Consent Decrees, 4/6/11; Mortgage Lenders lay off workers as refinance activity declines rapidly, 4/7/11; No More Joint Federal/State Attorney Mortgage Settlement Effort, 4/8/11; Fed Aims at Mortgage Fraud, Shoots Housing Market in the Gut, 4/18/11; IRS Likely to Expand Mortgage Industry Coverup by Whitewashing REMIC Violations, 4/28/11; FDIC’s Bair Says Millions of Mortgages May Be “Infected,” Criticizes Consent Orders, 5/12/11; Banks Gone Wild; Quelle Surprise! Banks are Concerned About Mortgage Slowdown, 6/7/11; U.S. finally penalizes major banks for mortgage modification failures, 6/12/11; Fraud, Anyone? Another Type of Mortgage Document Fabrication Finally Getting Attention, 6/18/11; Mortgage System Is Such A Disaster "Everybody Is Going To Sue Everybody Else", 7/15/11; AIG sues BofA over $10 billion in mortgage losses, 8/9/11; Amnesty for the Indefensible, 8/23/11; Bombshell Admission of Failed Securitization Process in American Home Mortgage Servicing/LPS Lawsuit, 8/25/11; How Chase Ruined Lives of People Who Paid Off Their Mortgages, 8/26/11; What the NY Attorney General Reveals About Obama, 8/28/11; Massive Wave Of Lawsuits To Be Filed By The US Against America's Biggest Banks As Soon As Tomorrow, 9/1/11; U.S. Is Set to Sue a Dozen Big Banks Over Mortgages, 9/1/11; Widespread robo-signing of mortgage documents found as far back as 1998 could haunt owners, 9/1/11; The More You Look, The More Bank Criminality You Find in Mortgage Land, 9/2/11; US Banks Offered Deal Over 'Robosigning' Lawsuits, 9/5/11; U.S. banks offered deal over lawsuits, 9/6/11; Fraud As a Business Model, 9/6/11; Mortgage problems? Turn your house into a billboard, 2/12/12; Iceland forgives mortgage debt of its population, 4/12/12; QE3 – Pay Attention If You Are in the Real Estate Market, 9/20/12; Flagstar Bank to face trial over mortgage servicing, 9/26/12; U.S. home owners file class action suit vs banks over Libor, 10/15/12; Justice in America: Systematic Document Forgery and Fabrication Yield One Criminal Plea Bargain, 11/21/12; Mortgage Crisis Presents a New Reckoning to Banks, 12/9/12; Bank of America Flagrantly Violates Dual Tracking, Single Point of Contact Requirements in State/Federal Mortgage Settlement, 2/21/13; Banks' "Penalty" To Put Robosigning Behind Them: $300 Per Person, 4/9/13; Refinance your home after a bankruptcy - Here's what you need to know, 6/8/13; New House Bill Wipes Mortgage Fraud Clean For Banksters, 7/17/13; Your mortgage documents are fake!, 8/12/13; New Fraud Evidence Shows Trillions Of Dollars In Mortgages Have No Owner, 8/13/13; Banks Sending Out Satisfactions of Mortgage to Cover Up Crimes, 12/5/13; More Lawsuits, Still No Real Progress and No Coverage by Media, 12/6/13; BAC v. Headley- A Trial Judge Orders A Mortgage Is Cleared, 12/12/13; Reverse Mortgages 101, 3/18/14; Mortgage Originations Plunge To Lowest On Record, 4/7/14; Mortgage Standards Are Plunging – It’s Muppet Fleecing Time All Over Again, 4/22/14; Valerie LOPEZ, reveals Bank FRAUD on 97% of loans, 12/26/14; Dramatic Impact Of Surging Rates On Housing And Refis In One Chart, 12/6/16

MERS: MERS Shareholders; William Hultman, Sec'y/ Treasurer, MERSCorp, 4/7/10; MERS AND LAW OFFICES OF DAVID J. STERN SUED IN FEDERAL RICO ACTION IN FLORIDA, 7/27/10; Ellen Brown: Could 62 Million Homes Be Foreclosure-Proof?, 8/18/10; JUDGE SCHACK BLOWS ‘MERS’ and Bank Of New York (BNY) OUT THE DOOR!, 8/28/10; MERS "Foreclosure Proof" Homes on Fox News Insider, 9/13/10; MERS/MBS/Foreclosure Goes RICO, 10/3/10; Reston-based company MERS in the middle of foreclosure chaos, 10/8/10; Statement by CEO of Mortgage Electronic Registration Systems, 10/9/10; MERS Enters Self-Preservation Mode, Issues Press Release To "Clarify" Its Role In Foreclosure Fraud, 10/10/10; Is MERS Commercial About To Break The CMBS Market?, 10/11/10; What is MERS and What Role Does It Have in the Foreclosure Mess? (Hint: It holds 60% of all mortgages, but has ZERO employees), 10/13/10; Two Faces: Demystifying the Mortgage Electronic Registration System's Land Title Theory; No Legal Foundation, 10/15/10; MERS Mess Could Have “a Massive Effect on the Economy”, 10/18/10; Why Underwater Homeowners Will Double From 23% to 40% Shortly , 10/22/10; What Is MERS and What Role Does It Have in the Foreclosure Mess? (Hint: It Holds 60% of All Mortgages, But Has ZERO Employees), 10/25/10; Ker-BOOM! Transformational Change, 11/9/10; Secret Legislation to Ratify MERS Retroactively, 11/11/10; Why MERS Needs to be Taken Out and Shot, 11/22/10; Dude, Where's My Mortgage? How an Obscure Outfit Called MERS Is Subverting Our Entire System of Property Rights, 12/17/10; Why Mortgage-Backed Securities Aren't (Backed by Securities): How MERS Toasted the Banks, 12/30/10; MERS CEO R.K. Arnold Leaving Company, 1/21/11; U.S. Bankruptcy Judge Questions Legal Claims of MERS, 2/14/11; Agard Ruling; Stop Foreclosing in Our Name, 2/17/11; Is MERS attempting to put the genie back into the bottle with yesterdays Announcement?, 2/17/11; Set to Savage the American Homeowner Once Again, 2/24/11; State Sen. Suzanne Bonamici Sponsors ‘Anti-MERS’ Bill to Protect Homeowners, 3/3/11; Oregon SB484; In Re Walker, Part Deux – March 3rd, 2011, may just be a HUGE day for California Homeowners; MERS Clouded Rightful Ownership to Millions of Homes - Stopping foreclosure secrecy, 6/7/11; New York State Appellate Court MERS Smackdown: Another Nail in the Coffin, 6/14/11; Mass. Bankruptcy Judge Voids Foreclosure Of MERS Mortgage, 8/23/11; New York's U.S. Bankruptcy Court Rules MERS's Business Model Is Illegal, 2/16/12; $7 TRILLION DOLLAR QUESTION THAT HAUNTS BANKS: When Will the Obama Administration Recognize that MERS Destroyed the Chain of Title Making All Foreclosures Suspect?, 3/16/12; Merry Christmas America: Appeals Court Affirms MERS Right to Steal Your Home, 12/23/14; You Will Soon Lose Everything You Own Unless You Act Now!, 9/23/15

Home Affordable Modification Program (HAMP): Homeowners Protest HAMP: 'It's Just A Scam And The Banks Are Getting Everything', 10/26/10; Mortgage Whistleblowers Say Servicers Foreclosed Rather Than Modify, HAMP Program Designed to Help Banks, Not Borrowers, 5/13/11

answers ξ  Have questions regarding how to best deal with foreclosure or mortgage issues and so-called creditors or debt collectors? See Debt Strategies and/or send an email, including your name and phone# in your message. No legal advice provided, but someone will respond.


house-under-water 010715k56 ForeclosureGate: Empowerment; Global Economic Criminals; More people representing themselves; NJ Court Dismisses Foreclosure filed by Deutsche Bank, 7/14/9; Landmark Decision promises massive relief for homeowners and trouble for banks, 9/19/9; Sixty Million Mortgages Kaput?, 9/23/9; Fatal Flaws; Who OWNS Foreclosed U.S. Properties?, Part I: Scam in the making, 10/25/9; Wells Fargo auctions off house they don't own and know they don't own, 11/16/9; Mortgage Wars; Banks' sweetheart deals with FDIC are encouraging foreclosures, 2/12/10; Who OWNS Foreclosed U.S. Properties?, Part I: Scam in the making, 2/21/10; Widespread Assignment/ Notary/ Foreclosure Fraud- Deposition of David Stern Employee Cheryl Sammons, 2/22/10; Pigs with Lipstick, 4/20/10; Foreclosed Homes Sell at 27% Discount as Supply Grows, 6/30/10; JPMorgan Brings Foreclosure Case In Mortgage In Which It Was Just A Servicer, Court Finds Bank Committed Fraud, 9/16/10; GMAC Halts All Foreclosures In 23 States On Heels Of Florida Judge Finding JPM Committed Court Fraud In Mortgage Misappropriation, 9/20/10; Ally Financial legal issue with foreclosures may affect other mortgage companies, 9/22/10; GMAC Ordered to Stop All Foreclosures in California, 9/24/10; Here They Come: Thousands Of JPMorgan Home Foreclosures In Doubt After (Perjurious) Firm Exec Confirms Loan Docs Were Not Verified, 9/26/10; Florida’s Kangaroo Foreclosure Courts: Judges Denying Due Process on Behalf of Banks, 9/27/10; J.P. Morgan Chase to freeze foreclosures over flawed paperwork, 9/29/10; Mortgage Gate Just Got Weirder: Counterfeit Court Summons, 9/29/10; Are The 250,000 Foreclosure Sales From Q2 About To Be Reversed, As Fitch Prepares To Downgrade Foreclosure Fraud Companies, 9/29/10; Meet GMAC’s Robo Signer Jeffrey Stephan, 9/30/10; Strategic Defaults Are Real, Growing, And Scary, 9/30/10; Fraud Factories: Rep. Alan Grayson Explains the Foreclosure Fraud Crisis, 9/30/10; Foreclosures Slow as Document Flaws Emerge, 9/30/10; Homes in Florida Seized Without Notice of Foreclosure: Suspicously Large Number of “The Dog Ate My Summons” Filings, 10/3/10; Foreclosure Fraud Reveals Structural & Legal Crisis, 10/5/10; Out of Control LISTEN TO THIS TERRIFYING 911 CALL of Thugs Hired by JPMorgan Chase Breaking Down a Door, 10/6/10; JPMorgan, Bank of America Face `Hydra' of Foreclosure Probes, 10/6/10; Banks Breaking Into Occupied Homes In Foreclosure To Change Locks, 10/6/10; Problems run deeper than flawed paperwork, 10/7/10; Bank of America Halts Foreclosures In All 50 States, 10/8/10; Foreclosure-Gate Spirals: Bank Of America And PNC Now Halting All Foreclosures, 10/8/10; Chris Whalen: It's Still 3-6 Months Until Foreclosure-Gate Really Gets Out Of Control, 10/8/10; Foreclosure Fraud For Dummies, 1: The Chains and the Stakes, 10/8/10; Question Nobody Is Asking, 10/10/10; Due Process No Longer Required In The United States, 10/10/10; Is ForeclosureGate About To Become The Banking Industry's Stalingrad?, 10/10/10; Axelrod suggests White House won’t support foreclosure moratorium, 10/10/10; What Must Be Done - Today, 10/10/10; Florida Foreclosure-Gate Is An Absolutely Massive Problem -- No One Knows Who Owns Any Of These Houses!, 10/11/10; Why Foreclosure Fraud Is So Dangerous To Our System Of Property Rights, 10/12/10; Institutional Fascism! (What Really Troubles Me Most About the Fraudclosure Crisis), 10/12/10; Foreclosure Fraud: It's Worse Than You Think, 10/12/10; again; Disputes May Affect 9 Million Foreclosures, Morgan Stanley Says, 10/12/10; Citigroup Call On Implications On Foreclosure Crisis: "Just The Tip Of The Iceberg", 10/12/10; Greatest Swindle, 10/13/10; Title Insurance Woes Illustrate Liabilities of Foreclosue Mess Concentrated in TBTF Banks, 10/13/10; Is It Time For Collective Action Yet?, 10/13/10; Attorneys General in 50 States Join Foreclosure Probe, 10/13/10; Q3 Foreclosures Hit All Time Record... Just In Time For The Plunge, 10/13/10; Record Repossessions reported in September, 10/13/10; CNBC: How Deep Does It Go?, 10/13/10; U.S. presses mortgage lenders to fix documents, but foreclosures can continue, 10/14/10; Are the Bank Foreclosure “Moratoriums” More PR than Real?, 10/14/10; Quantifying The Full Impact Of Foreclosure Gate: Hundreds Of Billions To Start, 10/14/10; One nation, under fraud, 10/14/10; Quote of the Day: Robo-Signers, 101/5/10; Impact of Error From Securitization to Foreclosure, 10/15/10; Foreclosure Fiasco’s Trail Leads to Washington, 10/15/10; Foreclosure Fraud: “Systemic, Industrywide, Pervasive”, 10/16/10; CNBC predicts Congress will retroactively legalize foreclosure fraud, 10/16/10; Foreclosure Fraud For Dummies, 1: The Chains and the Stakes, 10/18/10; ‘Foreclosure mill’ gave employees jewelry, cars, houses to forge documents: testimony, 10/18/10; Who’s who in the foreclosure scandal: A primer on the players, 10/18/10; Largest Bank (BofA) Will Resume Foreclosure Push in 23 States, 10/18/10; Chicago sheriff says no to enforcing foreclosures, 10/19/10; And so it Begins – Chicago Sheriff Says NO to Enforcing Foreclosures, 10/20/10; Battle Lines Forming in Clash Over Foreclosures, 10/20/10; Foreclosure Nation, 10/21/10; Mortgage Mod/ Foreclosure Scam, 10/21/10; FDIC Called On To Put Bank Of America Into Receivership, 10/22/10; Title insurers seek to insulate themselves from foreclosure losses, 10/22/10; Why Is Due Process a Big Problem for Banks?, 10/23/10; Real Danger From the Foreclosure Crisis, 10/23/10; Tap-Tap-Tap Dance Around The Issue, 10/24/10; More Lies From Bernanke: Foreclosuregate, 10/25/10; To The States And The People: Stop The Madness, 10/25/10; How Did the Banks Get Away With Pledging Mortgages to Multiple Buyers?, 10/26/10; Why The Banks MUST NOT Get Away With This, 10/26/10; Nation Tires of Wall St. Justice - All Crimes and No Punishment, 10/26/10; Bill Black Calls For The Immediate Termination Of Bernanke, Geithner And Holder, 10/25/10; Wall Street Journal Again Opines - And Lies, 10/27/10; Wells Fargo to amend 55,000 foreclosures, 10/28/10; Foreclosuregate Explained: Big Banks on the Brink, 10/28/10; Big Lie on Fraudclosure, 10/29/10; "Things Could Turn Very Ugly", 11/9/10; Foreclosure-Gate is about to explode; Homeowners Say Loan Mods Led Them to Foreclosure, 11/9/10; MAP OF THE DAY: Over Half Of America's Foreclosures Are Occurring In These 5 States, 11/11/10; 20 Cities With The Most Underwater Homes, 11/11/10; WHERE ARE THE INDICTMENTS?, 11/11/10; Ex-Post-Facto Law!, 11/11/10; When Caught, Just Lie Some More!, 11/11/10; Bailing Out the Securitization Deviants, 11/12/10; Janet Tavakoli On Bank Foreclosure Fraud, 11/13/10; 95% of Chicago’s Foreclosures Missing Proper Papers, 11/15/10; Florida "Rocket-Docket" Frontlines: "One Foreclosure Every Two Minutes", 11/15/10; More Evidence That Mortgage Loans Were Not Properly Conveyed to Securitization Trusts, 11/15/10; US Foreclosure Mess Impact Could Be Severe, 11/16/10; 50 State AG's To Bailout Banks and Shaft Homeowners, 11/16/10; Bank Foreclosure Fraud, 11/19/10; 13 Foreclosure Horror Stories That Are Making Bankers Squirm, 11/20/10; Think you've read the worst about foreclosures?, 11/21/10; What Is a Wrongful Foreclosure?, 11/24/10; Servicer-Driven Foreclosures: The Perfect Crime?, 11/30/10; Q3 Foreclosure Sales Volume Plunges As Discount On Foreclosed Homes Hits 5 Year High, 12/2/10; We need a mass refusal to vacate homes foreclosed by the banks because of the economic catastrophe caused by the banks, 12/4/10; Will Thousands of Foreclosures Be Voided Because Non-Lawyers Prosecuted Them?, 12/4/10; Some Lenders Sell Foreclosed Homes Without Obtaining Title, 12/7/10; Google Map Foreclosure Tricks, 12/9/10; 'We Will Put People In Jail' For Foreclosure Fraud, 12/14/10; Where’s the Note? Leads BAC to Ding Credit Score, 12/14/10; Home safety net with McMansion-size holes, 12/15/10; Foreclosure Activity Plunges By Record Amount In November As Fraudclosure Forces Banks To Halt Evictions, 12/16/10; Are Banks Afraid to Foreclose on the Rich?, 12/18/10; Foreclosures Poised to Take Down the U.S. Banking System… and even entire economy, says Whalen, 12/22/10; Banks Found Guilty Of Foreclosure Fraud, 12/28/10; Woman Deceased in 1995 Continued to Robo Sign Till at Least 2008, 12/31/10; Fraudclosure Settlement Imminent, 1/4/11; Foreclosures May Be Undone by State Ruling on Mortgage Transfer, 1/5/11; Can Banks Foreclose on Mortgages They Do Not Own?, 1/6/11; Massachusetts Supreme Court rules against banks in foreclosure paperwork case, 1/7/11; How A Massachusetts Court May Have Set Off Another Housing And Banking Catastrophe, 1/8/11; JP Morgan Told Judge To Stop Paying Mortgage To Become Eligible For Loan Modification, 1/12/11; Ohio Judge Follows JPMorgan Chase’s Advice, Ends up in Foreclosure; DC Puts Its Bankster-Friendly Solution for Foreclosure Fraud on the Table, 1/13/11; December Foreclosure Filings Slump By Biggest Annual Amount In History As Fraudclosure Clampdown Persists, 1/13/11; Federal Reserve Planning to CHANGE LAWS of TILA - TO STOP FORECLOSURE LAWSUITS AGAINST BANKS! M.F.s!, 1/13/11; Banks repossess 1 million homes in 2010, 1/13/11; Banks Walking Away From Homes, 1/17/11; 10000 Foreclosures TOSSED OUT in One MD Ruling!, 1/17/11; 91% of BofA Securitized Mortgage Loans Were Fraudulent, 1/24/11; Mortgage Lenders Seeking Court Permission To Destroy 22,100 Boxes Of Original Loan Documents, 1/24/11; A Frightening Satellite Tour Of America's Foreclosure Wastelands, 1/27/11; BofA Panic Attack Over Halt Of Nevada Foreclosures, 1/29/11; NY Times Blames Crisis on “Mania”, Meaning Victims, 1/29/11; Foreclosure losses picked up by taxpayers, investors, 1/30/11; Wings of Justice Chase Foreclosure Kingpin, 1/30/11; Local judges get tough on foreclosure documents, 1/31/11; How Servicer Junk Fees Push Borrowers into Foreclosure, 2/2/11; Bet on Foreclosure Boom Turns Sour, 2/2/11; Foreclosed Homeowners Go to Court on Their Own, 2/2/11; So How Did Major Law Firms Lose Deal Documents on the Way to the Massachusetts Supreme Judicial Court?, 2/3/11; Rise and Fall of a Foreclosure King, 2/6/11; Stiglitz Expects 2 Million U.S. Foreclosures This Year, 2/9/11; Deadbeat Bank Gets Served, 2/9/11; Judge Axes Foreclosure, Bans Do-Over, Holds Lawyer in Contempt; Fannie Mae Pulls Files from Firm, 2/14/11; Foreclosure Volume SOARS 50% In California And Arizona, As The Moratorium Ends, 2/15/11; Whitewash By Obama To Cover Up Criminal Conspiracy, 2/23/11; Arizona Bill Would Void Foreclosures Without Full Title History, 2/23/11; Hundreds of Oregon foreclosure sales stopped after judges' rulings, 3/5/11; Fed Issues “See No Evil” Report Using Bogus Methodology to Defend Servicers, 3/10/11; Paperwork Issues Still Stall Foreclosures, 3/10/11; Zero Attorney General Investigations into Foreclosure Fraud, 3/13/11; Are Banks Scheming to Gut the Role of the Courts in Foreclosures?, 3/28/11; Foreclosure Backlog Hits 30 Months As Option-ARM Cliff Arrives; Average Delinquency Period 537 Days, 3/29/11; Lender Processing Services Behind More Record-Keeping Botches and Foreclosure Forgeries, 3/30/11; Alabama Judge Accepts New York Trust Theory, Dismisses Foreclosure Action for Failure to Comply With PSA, 4/1/11; Alabama judge denies securitization trustee standing to foreclose, 4/1/11; 60 Minutes Whitewash, 4/2/11; Uh, About Those Non-Securitized Securitized Mortgages, 4/2/11; "Pooling and Servicing Agreement" (PSA) violations, 4/3/11; Foreclosure mess isn’t going away, 4/4/11; How The Feds Are Caving To Wall Street On Foreclosures, 4/8/11; Gov't orders 14 lenders to reimburse homeowners, 4/14/11; CNBC: Let’s Bulldoze the Foreclosed Homes, 4/21/11; ForeclosureGate: US Trustee Estimates Servicing “Errors” at 10x Level Claimed by Banks (and Parroted by Federal Regulators), 5/14/11; New York Fed Working to Bend Real Estate Law to Suit Needs of Banks, 5/15/11; Judge sides with homeowners in foreclosure suit, 5/18/11; Mortgage Delinquencies by State: Percent and Number, 5/19/11; 6,000+ "Linda Green" documents in Essex Co., Mass., 5/25/11; Blessing (And Curse) That Is the "Linda Green" Signature, 5/26/11; Frightening Satellite Tour Of America's Foreclosure Wastelands, 5/26/11; 50 State Attorneys General Bow Down to the Bankers, 5/27/11; Bank of America Gets Pad Locked After Homeowner Forecloses On It, 6/4/11; Sweet Justice: How To Foreclose On Your Bank, 6/7/11; Is Foreclosure Via Facebook Coming to the US?, 6/7/11; Homeowners foreclose on Bank of America, 6/8/11; Man Investigating Foreclosure Judge Who Allow His Home To Be Fraudulently Stolen Winds Up Dead, 6/23/11; Tucson Mayoral Candidate Takes Ownership Of Hundreds Of Foreclosed Homes, Changes Locks, Kicks Out Real-Estate Agents And Posts "Do Not Trespass" Signs, 6/26/11; Oregon Judge Voids Foreclosure Sale, Casting Doubt on Others, 6/30/11; How Banks Handle Foreclosures Is A Homeowner's Worst Nightmare, 7/10/11; DoJ Pushing State AGs to Whitewash Servicing Abuses, 7/11/11; Bank’s Deal Means More Will Lose Their Homes, 7/12/11; Banks continue robo-signing, 7/18/11; States negotiating immunity for banks over foreclosures, 7/19/11; Industry Catalog And Price Sheet For FABRICATED Foreclosure Documents Leaked, 7/25/11; BofA Donates Then Demolishes Houses to Cut Glut of Foreclosures, 7/27/11; GMAC Filed Phony Documents To Foreclose On Homeowners, 7/27/11; Orwell Watch: Banks Put a Happy Face on Demolishing Foreclosed Homes, 7/28/11; Bulldoze: The New Way To Foreclose, 8/1/11; BofA on Foreclosure-Gate: Liabilities Are For The "Little People", 8/3/11; Housing's Double Dip Part II: Rising Foreclosures, 8/5/11; 10.8 Million Foreclosures Await: Fannie Mae Wants To Become Slumlord, 8/11/11; 92% of Foreclosures in New York Lack Proper Documents - Banks Booting People Without Proof, 8/15/11; Lender Processing Services Law Firm Targeting April Charney, Foreclosure Defense Pioneer, 8/23/11; Bank of America Threatens Foreclosure On Elderly Couple Who Paid Mortgage Early, 8/24/11; Average Loan In Foreclosure Has Been Delinquent For A Record 599 Days, 8/31/11; Banks Still Fabricating Docs, Commiting Foreclosure Fraud, 9/1/11; BofA has stopped foreclosing, 9/2/11; Florida Appellate Decision May Be a Major Obstacle to Foreclosure, 9/8/11; Banks turn to demolition of foreclosed properties, 10/12/11; Solution to Real Estate Mess: Burn Down Homes, 10/12/11; Protesting Banksters, Foreclosure, & The Mark of Cain, 10/13/11; Foreclosure deal near as banks win more immunity, 10/18/11; Houston, We've Got A Problem - Bevilacqua, 10/19/11; Dylan Ratigan With Delaware AG Beau Biden: Fighting Big Banks Over Foreclosure Fraud, 10/21/11; Supreme Court rules that thousands of home foreclosures are invalid because banks do not have promissory notes, 10/25/11; Nevada Makes Illegal Foreclosures a Felony, 10/29/11; A Bankster CRIMINAL Indictment!, 11/17/11; First Criminal Charges Filed In Nevada Over Robo-Signing, 11/17/11; Foreclosure Fraud in a Nutshell, 11/28/11; Foreclosure fraud whistleblower found dead, 11/30/11; Massachusetts sues major banks over unlawful foreclosure practices such as robo-signing, 12/1/11; Watchdogs that didn't bark, 12/22/11; Foreclosure Fraud – Banks Offer No Consideration – 1969 Wins, 1/16/12; ALABAMA Appelate Court Deals Death Blow to Thousands of Foreclosures, 1/24/12; Bernanke: Renting Might Be The Path Out Of Foreclosure, 2/16/12; Here Comes The 2012 Tidal Wave Of Foreclosures, 3/15/12; Only One Thing Stands Between You And A Tidal Wave Of Foreclosed Homes, 4/3/12; Americans brace for next foreclosure wave, 4/4/12; Foreclosures up for first time in 27 months, 6/14/12; Some Lose Homes Over as Little as $400, 7/10/12; Banks are claiming "They don’t own foreclosed property due to the up keep cost."; Supreme Court ruling of Washington State (Fraud) Foreclosure victims can sue the banks via "Consumer Protection Act", 8/20/12; National Bank of Canada foreclosing Americans' homes over credit card debt, 10/5/12; Payback! Hundreds of Homeowners Associations Threaten Banks with Foreclosure, 12/26/12; Who is the DEADBEAT: Borrower or Bank?, 6/20/13; China Empowered by Executive Order to Foreclose on our Property!, 7/3/13; Foreclosure Meltdown was Planned - A Whistle blower Speaks Out, 11/11/13; Debt collecting machine, 12/8/13; Big Bank FAIL: Judge Rules Foreclosure Unconstitutional, 2/3/14; Big Bank FAIL - Judge rules BOA foreclosures unconstitutional , 2/11/14; A Potential Foreclosure Crisis Looms Over America, 7/22/14; Foreclosure Fraud?, 11/23/14; What The Hell Is Suddenly Going On With Foreclosures?, 11/11/16

H.R. 3808: Foreclosure Bill: Text of H.R. 3808: Interstate Recognition of Notarizations Act of 2009, 9/29/10; FEDERAL NOTARY BILL ATTEMPTS TO GRANT FULL PARDON TO LENDER, NOTARIES, WITNESSES, 10/6/10; Is HR3808 The Equivalent Of TARP 2 And Obama's "Get Out Of Bail" Gift Card For The High Frequency Signing Scandal?, 10/6/10; Senate Shockingly Passes Bill That Could Bail The Banks Out Of Foreclosure-Gate, 10/7/10; Here's The Most Scandalous Part Of The Senate's Bill To Bail Out The Banks From Foreclosure-Gate, 10/7/10; Little-Noticed Bill Could Make It Harder To Challenge Foreclosures, 10/7/10; Obama kills foreclosure bill as fury mounts, 10/7/10; Ellen Brown: Foreclosuregate and Obama's 'Pocket Veto', 10/7/10; Is Pres Obama’s Pocket Veto on H.R. 3808 Possibly Ineffective?, 10/8/10; Attempt To Make All Foreclosures Non-Judicial?, 10/10/10; HR-3808 Veto Override Attempt - Rule of Law Be Damned, 11/16/10; Obama's Veto and Mortgage Fraud, 11/16/10; Congress is quietly trying to legalize foreclosure fraud for the big banks, 11/17/10

answers ξ  Have questions regarding how to best deal with foreclosure or mortgage issues and so-called creditors or debt collectors? See Debt Strategies and/or send an email, including your name and phone# in your message. No legal advice provided, but someone will respond.