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Mortgage, Foreclosure

Mortgage Fraud   MERS   Secured Debt Empowerment   ForeclosureGate   Foreclosure Remedies    Debt   Personal Debt   Credit Cards   Credit Card Empowerment
Debt Validation   Void Judgments   Suing Creditors   Handling Credit Bureaus
Student Loans    Debtor's Prison


answers ξ  Have questions regarding how to best deal with foreclosure or mortgage issues and so-called creditors or debt collectors? See Debt Strategies and/or send an email, including your name and phone# in your message. No legal advice provided, but someone will respond.


Mortgage Fraud

death_pledge Fannie Mae and Freddie Mac: Ex-Freddie, Fannie CEOs Sued Over Loans, 12/16/11; SEC charges ex-Fannie and Freddie chiefs, 12/16/11

Mortgage: Securitization Poster; Obama mortgage plan simply gets participants to waive their rights, 12/18/9; 60 Million Mortgages May Have Fatal Flaws; Paying your credit card bill before the mortgage, 2/7/10; MBS, CDO's and CDS's In Layman's Terms; State Lawmaker Sued by her Bank; Flipping, flopping and booming mortgage fraud, 8/17/10; US House Mortgage Arrears Mount, 8/17/10; Improper GMAC Affidavits Leading to Charges of Document Fabrication to Change Title, 9/24/10; JP Morgan Chase Announces Mortgage Fraud, 9/29/10; Senator Franken Sends Letter To Bernanke, Bair And Holder Demanding Criminal Charges For All Responsible For Biggest Alleged Mortgage Fraud In History, 9/30/10; 4ClosureFraud Posts Lender Processing Services Mortgage Document Fabrication Price Sheet, 10/3/10; Rule of Law Versus Bank Profits: Mortgage Fraud Edition, 10/6/10; Janet Tavakoli On The "Biggest Fraud In the History Of Capital Markets", 10/8/10; Class Action Lawsuit Against Countrywide: California, 10/9/10; Government had been warned for months about troubles in mortgage servicer industry, 10/10/10; Bank Disinformation III: Obama Throws Weight Behind Banks, Housing “Market” Over Borrowers, 10/11/10; Dylan Ratigan On Property Rights Gone Wrong And America's Descent Into Central Planning Hell, 10/12/10; Wall Street Begins To Fear Nightmare Foreclosure-Gate Scenario Where All Of Housing Finance Is Wrecked, 10/12/10; Second Leg Down of America’s Death Spiral, 10/12/10; Here Is Your Chance To Check If You Are The Victim Of Mortgage Fraud, 10/12/10; American banks collude with Congress over mortgages, 10/13/10; Time for Criminal Charges To Be Filed, 10/14/10; Same Person Forged Billions of Dollars Worth of Mortgage Documents for Bank of America, Wells Fargo, U.S. Bank and Dozens of Other Lenders and Shells, 10/14/10; Hidden truth that could crush the market, 10/18/10; Mortgages Were Pledged to Multiple Buyers at the Same Time, 10/19/10; Who's Your Daddy 101 - Multiple Pledged Notes, 10/21/10; Citigroup Knew Exactly What Crap It Was Selling, 10/24/10; Perfect No-Prosecution Crime, 10/25/10; SNR Denton Provides Intellectually Dishonest, Flawed Defense of Mortage Securitizations, 10/25/10; James Howard Kunstler: Tombstone Blues, 10/25/10; Foreclosures and Banks' Debt to Society - Rewritten bankruptcy provisions reduce indebted homeowners to servitude. What has become of the rule of law in the US?, 11/6/10; Just When You Thought You Knew Something About Mortgage Securitizations, 11/15/10; Mortgage-Backed Securities Without Mortgages?, 11/16/10; Man makes ridiculously complicated chart to find out who owns his mortgage, 11/18/10; Countrywide Admits to Not Conveying Notes to Mortgage Securitization Trusts, 11/21/10; Deutsche Bank & Credit Suisse: Two Top Beneficiaries of Fed Mortgage Buying, 12/1/10; Fed Trying to Make It Harder for Homeowners to Fight Mortgage Fraud by Gutting Truth In Lending Laws, 12/2/10; Arizona Sues BofA For "Consistently Misleading Consumers" About Home Loan Mod Process, 12/17/10; Arizona, Nevada Sue Bank of America Over Mortgage Fraud While Treasury Sits on Its Hands, 12/18/10; Fed Moves To Gut Predatory Lending Regulation, 1/4/11; Attorney General Tom Miller Reneges on Promise to Prosecute Mortgage Fraud, 1/4/11; Investors Still Face Hundreds Of Billions In Mortgage Losses, And These Claims Could Kill Top Banks, 1/10/11; Keller Rohrback L.L.P. Announces Class Action Complaint Filed Against EMC Mortgage Corp. and The Bear Stearns Companies LLC, 1/12/11; BofA's Countrywide sued, accused of massive fraud, 1/25/11; FCIC Report Ignores Central Issue: Why Was There Demand for Bad Mortgage Loans, 1/31/11; Fed's Raskin: No improvement in Mortgage Servicer operational performance, 2/11/11; Mortgage Settlement Term Sheet: Bailout as Reward for Institutionalized Fraud, 3/8/11; New Rule: Banks Exempt from New Mortgage Rules, 3/28/11; Banks Win Again: Weak Mortgage Settlement Proposal Undermined by Phony Consent Decrees, 4/6/11; Mortgage Lenders lay off workers as refinance activity declines rapidly, 4/7/11; No More Joint Federal/State Attorney Mortgage Settlement Effort, 4/8/11; Fed Aims at Mortgage Fraud, Shoots Housing Market in the Gut, 4/18/11; IRS Likely to Expand Mortgage Industry Coverup by Whitewashing REMIC Violations, 4/28/11; FDIC’s Bair Says Millions of Mortgages May Be “Infected,” Criticizes Consent Orders, 5/12/11; Banks Gone Wild; Quelle Surprise! Banks are Concerned About Mortgage Slowdown, 6/7/11; U.S. finally penalizes major banks for mortgage modification failures, 6/12/11; Fraud, Anyone? Another Type of Mortgage Document Fabrication Finally Getting Attention, 6/18/11; Mortgage System Is Such A Disaster "Everybody Is Going To Sue Everybody Else", 7/15/11; AIG sues BofA over $10 billion in mortgage losses, 8/9/11; Amnesty for the Indefensible, 8/23/11; Bombshell Admission of Failed Securitization Process in American Home Mortgage Servicing/LPS Lawsuit, 8/25/11; How Chase Ruined Lives of People Who Paid Off Their Mortgages, 8/26/11; What the NY Attorney General Reveals About Obama, 8/28/11; Massive Wave Of Lawsuits To Be Filed By The US Against America's Biggest Banks As Soon As Tomorrow, 9/1/11; U.S. Is Set to Sue a Dozen Big Banks Over Mortgages, 9/1/11; Widespread robo-signing of mortgage documents found as far back as 1998 could haunt owners, 9/1/11; The More You Look, The More Bank Criminality You Find in Mortgage Land, 9/2/11; US Banks Offered Deal Over 'Robosigning' Lawsuits, 9/5/11; U.S. banks offered deal over lawsuits, 9/6/11; Fraud As a Business Model, 9/6/11; Mortgage problems? Turn your house into a billboard, 2/12/12; Iceland forgives mortgage debt of its population, 4/12/12; QE3 – Pay Attention If You Are in the Real Estate Market, 9/20/12; Flagstar Bank to face trial over mortgage servicing, 9/26/12; U.S. home owners file class action suit vs banks over Libor, 10/15/12; Justice in America: Systematic Document Forgery and Fabrication Yield One Criminal Plea Bargain, 11/21/12; Mortgage Crisis Presents a New Reckoning to Banks, 12/9/12; Bank of America Flagrantly Violates Dual Tracking, Single Point of Contact Requirements in State/Federal Mortgage Settlement, 2/21/13; Banks' "Penalty" To Put Robosigning Behind Them: $300 Per Person, 4/9/13; Refinance your home after a bankruptcy - Here's what you need to know, 6/8/13; New House Bill Wipes Mortgage Fraud Clean For Banksters, 7/17/13; Your mortgage documents are fake!, 8/12/13; New Fraud Evidence Shows Trillions Of Dollars In Mortgages Have No Owner, 8/13/13; Banks Sending Out Satisfactions of Mortgage to Cover Up Crimes, 12/5/13; More Lawsuits, Still No Real Progress and No Coverage by Media, 12/6/13; BAC v. Headley- A Trial Judge Orders A Mortgage Is Cleared, 12/12/13; Reverse Mortgages 101, 3/18/14; Mortgage Originations Plunge To Lowest On Record, 4/7/14; Mortgage Standards Are Plunging – It’s Muppet Fleecing Time All Over Again, 4/22/14; Valerie LOPEZ, reveals Bank FRAUD on 97% of loans, 12/26/14; Dramatic Impact Of Surging Rates On Housing And Refis In One Chart, 12/6/16

MERS: MERS Shareholders; William Hultman, Sec'y/ Treasurer, MERSCorp, 4/7/10; MERS AND LAW OFFICES OF DAVID J. STERN SUED IN FEDERAL RICO ACTION IN FLORIDA, 7/27/10; Ellen Brown: Could 62 Million Homes Be Foreclosure-Proof?, 8/18/10; JUDGE SCHACK BLOWS ‘MERS’ and Bank Of New York (BNY) OUT THE DOOR!, 8/28/10; MERS "Foreclosure Proof" Homes on Fox News Insider, 9/13/10; MERS/MBS/Foreclosure Goes RICO, 10/3/10; Reston-based company MERS in the middle of foreclosure chaos, 10/8/10; Statement by CEO of Mortgage Electronic Registration Systems, 10/9/10; MERS Enters Self-Preservation Mode, Issues Press Release To "Clarify" Its Role In Foreclosure Fraud, 10/10/10; Is MERS Commercial About To Break The CMBS Market?, 10/11/10; What is MERS and What Role Does It Have in the Foreclosure Mess? (Hint: It holds 60% of all mortgages, but has ZERO employees), 10/13/10; Two Faces: Demystifying the Mortgage Electronic Registration System's Land Title Theory; No Legal Foundation, 10/15/10; MERS Mess Could Have “a Massive Effect on the Economy”, 10/18/10; Why Underwater Homeowners Will Double From 23% to 40% Shortly , 10/22/10; What Is MERS and What Role Does It Have in the Foreclosure Mess? (Hint: It Holds 60% of All Mortgages, But Has ZERO Employees), 10/25/10; Ker-BOOM! Transformational Change, 11/9/10; Secret Legislation to Ratify MERS Retroactively, 11/11/10; Why MERS Needs to be Taken Out and Shot, 11/22/10; Dude, Where's My Mortgage? How an Obscure Outfit Called MERS Is Subverting Our Entire System of Property Rights, 12/17/10; Why Mortgage-Backed Securities Aren't (Backed by Securities): How MERS Toasted the Banks, 12/30/10; MERS CEO R.K. Arnold Leaving Company, 1/21/11; U.S. Bankruptcy Judge Questions Legal Claims of MERS, 2/14/11; Agard Ruling; Stop Foreclosing in Our Name, 2/17/11; Is MERS attempting to put the genie back into the bottle with yesterdays Announcement?, 2/17/11; Set to Savage the American Homeowner Once Again, 2/24/11; State Sen. Suzanne Bonamici Sponsors ‘Anti-MERS’ Bill to Protect Homeowners, 3/3/11; Oregon SB484; In Re Walker, Part Deux – March 3rd, 2011, may just be a HUGE day for California Homeowners; MERS Clouded Rightful Ownership to Millions of Homes - Stopping foreclosure secrecy, 6/7/11; New York State Appellate Court MERS Smackdown: Another Nail in the Coffin, 6/14/11; Mass. Bankruptcy Judge Voids Foreclosure Of MERS Mortgage, 8/23/11; New York's U.S. Bankruptcy Court Rules MERS's Business Model Is Illegal, 2/16/12; $7 TRILLION DOLLAR QUESTION THAT HAUNTS BANKS: When Will the Obama Administration Recognize that MERS Destroyed the Chain of Title Making All Foreclosures Suspect?, 3/16/12; Merry Christmas America: Appeals Court Affirms MERS Right to Steal Your Home, 12/23/14; You Will Soon Lose Everything You Own Unless You Act Now!, 9/23/15

Home Affordable Modification Program (HAMP): Homeowners Protest HAMP: 'It's Just A Scam And The Banks Are Getting Everything', 10/26/10; Mortgage Whistleblowers Say Servicers Foreclosed Rather Than Modify, HAMP Program Designed to Help Banks, Not Borrowers, 5/13/11


answers ξ  Have questions regarding how to best deal with foreclosure or mortgage issues and so-called creditors or debt collectors? See Debt Strategies and/or send an email, including your name and phone# in your message. No legal advice provided, but someone will respond.


ForeclosureGate

house-under-water 010715k56 ForeclosureGate: Empowerment; Global Economic Criminals; More people representing themselves; NJ Court Dismisses Foreclosure filed by Deutsche Bank, 7/14/9; Landmark Decision promises massive relief for homeowners and trouble for banks, 9/19/9; Sixty Million Mortgages Kaput?, 9/23/9; Fatal Flaws; Who OWNS Foreclosed U.S. Properties?, Part I: Scam in the making, 10/25/9; Wells Fargo auctions off house they don't own and know they don't own, 11/16/9; Mortgage Wars; Banks' sweetheart deals with FDIC are encouraging foreclosures, 2/12/10; Who OWNS Foreclosed U.S. Properties?, Part I: Scam in the making, 2/21/10; Widespread Assignment/ Notary/ Foreclosure Fraud- Deposition of David Stern Employee Cheryl Sammons, 2/22/10; Pigs with Lipstick, 4/20/10; Foreclosed Homes Sell at 27% Discount as Supply Grows, 6/30/10; JPMorgan Brings Foreclosure Case In Mortgage In Which It Was Just A Servicer, Court Finds Bank Committed Fraud, 9/16/10; GMAC Halts All Foreclosures In 23 States On Heels Of Florida Judge Finding JPM Committed Court Fraud In Mortgage Misappropriation, 9/20/10; Ally Financial legal issue with foreclosures may affect other mortgage companies, 9/22/10; GMAC Ordered to Stop All Foreclosures in California, 9/24/10; Here They Come: Thousands Of JPMorgan Home Foreclosures In Doubt After (Perjurious) Firm Exec Confirms Loan Docs Were Not Verified, 9/26/10; Florida’s Kangaroo Foreclosure Courts: Judges Denying Due Process on Behalf of Banks, 9/27/10; J.P. Morgan Chase to freeze foreclosures over flawed paperwork, 9/29/10; Mortgage Gate Just Got Weirder: Counterfeit Court Summons, 9/29/10; Are The 250,000 Foreclosure Sales From Q2 About To Be Reversed, As Fitch Prepares To Downgrade Foreclosure Fraud Companies, 9/29/10; Meet GMAC’s Robo Signer Jeffrey Stephan, 9/30/10; Strategic Defaults Are Real, Growing, And Scary, 9/30/10; Fraud Factories: Rep. Alan Grayson Explains the Foreclosure Fraud Crisis, 9/30/10; Foreclosures Slow as Document Flaws Emerge, 9/30/10; Homes in Florida Seized Without Notice of Foreclosure: Suspicously Large Number of “The Dog Ate My Summons” Filings, 10/3/10; Foreclosure Fraud Reveals Structural & Legal Crisis, 10/5/10; Out of Control LISTEN TO THIS TERRIFYING 911 CALL of Thugs Hired by JPMorgan Chase Breaking Down a Door, 10/6/10; JPMorgan, Bank of America Face `Hydra' of Foreclosure Probes, 10/6/10; Banks Breaking Into Occupied Homes In Foreclosure To Change Locks, 10/6/10; Problems run deeper than flawed paperwork, 10/7/10; Bank of America Halts Foreclosures In All 50 States, 10/8/10; Foreclosure-Gate Spirals: Bank Of America And PNC Now Halting All Foreclosures, 10/8/10; Chris Whalen: It's Still 3-6 Months Until Foreclosure-Gate Really Gets Out Of Control, 10/8/10; Foreclosure Fraud For Dummies, 1: The Chains and the Stakes, 10/8/10; Question Nobody Is Asking, 10/10/10; Due Process No Longer Required In The United States, 10/10/10; Is ForeclosureGate About To Become The Banking Industry's Stalingrad?, 10/10/10; Axelrod suggests White House won’t support foreclosure moratorium, 10/10/10; What Must Be Done - Today, 10/10/10; Florida Foreclosure-Gate Is An Absolutely Massive Problem -- No One Knows Who Owns Any Of These Houses!, 10/11/10; Why Foreclosure Fraud Is So Dangerous To Our System Of Property Rights, 10/12/10; Institutional Fascism! (What Really Troubles Me Most About the Fraudclosure Crisis), 10/12/10; Foreclosure Fraud: It's Worse Than You Think, 10/12/10; again; Disputes May Affect 9 Million Foreclosures, Morgan Stanley Says, 10/12/10; Citigroup Call On Implications On Foreclosure Crisis: "Just The Tip Of The Iceberg", 10/12/10; Greatest Swindle, 10/13/10; Title Insurance Woes Illustrate Liabilities of Foreclosue Mess Concentrated in TBTF Banks, 10/13/10; Is It Time For Collective Action Yet?, 10/13/10; Attorneys General in 50 States Join Foreclosure Probe, 10/13/10; Q3 Foreclosures Hit All Time Record... Just In Time For The Plunge, 10/13/10; Record Repossessions reported in September, 10/13/10; CNBC: How Deep Does It Go?, 10/13/10; U.S. presses mortgage lenders to fix documents, but foreclosures can continue, 10/14/10; Are the Bank Foreclosure “Moratoriums” More PR than Real?, 10/14/10; Quantifying The Full Impact Of Foreclosure Gate: Hundreds Of Billions To Start, 10/14/10; One nation, under fraud, 10/14/10; Quote of the Day: Robo-Signers, 101/5/10; Impact of Error From Securitization to Foreclosure, 10/15/10; Foreclosure Fiasco’s Trail Leads to Washington, 10/15/10; Foreclosure Fraud: “Systemic, Industrywide, Pervasive”, 10/16/10; CNBC predicts Congress will retroactively legalize foreclosure fraud, 10/16/10; Foreclosure Fraud For Dummies, 1: The Chains and the Stakes, 10/18/10; ‘Foreclosure mill’ gave employees jewelry, cars, houses to forge documents: testimony, 10/18/10; Who’s who in the foreclosure scandal: A primer on the players, 10/18/10; Largest Bank (BofA) Will Resume Foreclosure Push in 23 States, 10/18/10; Chicago sheriff says no to enforcing foreclosures, 10/19/10; And so it Begins – Chicago Sheriff Says NO to Enforcing Foreclosures, 10/20/10; Battle Lines Forming in Clash Over Foreclosures, 10/20/10; Foreclosure Nation, 10/21/10; Mortgage Mod/ Foreclosure Scam, 10/21/10; FDIC Called On To Put Bank Of America Into Receivership, 10/22/10; Title insurers seek to insulate themselves from foreclosure losses, 10/22/10; Why Is Due Process a Big Problem for Banks?, 10/23/10; Real Danger From the Foreclosure Crisis, 10/23/10; Tap-Tap-Tap Dance Around The Issue, 10/24/10; More Lies From Bernanke: Foreclosuregate, 10/25/10; To The States And The People: Stop The Madness, 10/25/10; How Did the Banks Get Away With Pledging Mortgages to Multiple Buyers?, 10/26/10; Why The Banks MUST NOT Get Away With This, 10/26/10; Nation Tires of Wall St. Justice - All Crimes and No Punishment, 10/26/10; Bill Black Calls For The Immediate Termination Of Bernanke, Geithner And Holder, 10/25/10; Wall Street Journal Again Opines - And Lies, 10/27/10; Wells Fargo to amend 55,000 foreclosures, 10/28/10; Foreclosuregate Explained: Big Banks on the Brink, 10/28/10; Big Lie on Fraudclosure, 10/29/10; "Things Could Turn Very Ugly", 11/9/10; Foreclosure-Gate is about to explode; Homeowners Say Loan Mods Led Them to Foreclosure, 11/9/10; MAP OF THE DAY: Over Half Of America's Foreclosures Are Occurring In These 5 States, 11/11/10; 20 Cities With The Most Underwater Homes, 11/11/10; WHERE ARE THE INDICTMENTS?, 11/11/10; Ex-Post-Facto Law!, 11/11/10; When Caught, Just Lie Some More!, 11/11/10; Bailing Out the Securitization Deviants, 11/12/10; Janet Tavakoli On Bank Foreclosure Fraud, 11/13/10; 95% of Chicago’s Foreclosures Missing Proper Papers, 11/15/10; Florida "Rocket-Docket" Frontlines: "One Foreclosure Every Two Minutes", 11/15/10; More Evidence That Mortgage Loans Were Not Properly Conveyed to Securitization Trusts, 11/15/10; US Foreclosure Mess Impact Could Be Severe, 11/16/10; 50 State AG's To Bailout Banks and Shaft Homeowners, 11/16/10; Bank Foreclosure Fraud, 11/19/10; 13 Foreclosure Horror Stories That Are Making Bankers Squirm, 11/20/10; Think you've read the worst about foreclosures?, 11/21/10; What Is a Wrongful Foreclosure?, 11/24/10; Servicer-Driven Foreclosures: The Perfect Crime?, 11/30/10; Q3 Foreclosure Sales Volume Plunges As Discount On Foreclosed Homes Hits 5 Year High, 12/2/10; We need a mass refusal to vacate homes foreclosed by the banks because of the economic catastrophe caused by the banks, 12/4/10; Will Thousands of Foreclosures Be Voided Because Non-Lawyers Prosecuted Them?, 12/4/10; Some Lenders Sell Foreclosed Homes Without Obtaining Title, 12/7/10; Google Map Foreclosure Tricks, 12/9/10; 'We Will Put People In Jail' For Foreclosure Fraud, 12/14/10; Where’s the Note? Leads BAC to Ding Credit Score, 12/14/10; Home safety net with McMansion-size holes, 12/15/10; Foreclosure Activity Plunges By Record Amount In November As Fraudclosure Forces Banks To Halt Evictions, 12/16/10; Are Banks Afraid to Foreclose on the Rich?, 12/18/10; Foreclosures Poised to Take Down the U.S. Banking System… and even entire economy, says Whalen, 12/22/10; Banks Found Guilty Of Foreclosure Fraud, 12/28/10; Woman Deceased in 1995 Continued to Robo Sign Till at Least 2008, 12/31/10; Fraudclosure Settlement Imminent, 1/4/11; Foreclosures May Be Undone by State Ruling on Mortgage Transfer, 1/5/11; Can Banks Foreclose on Mortgages They Do Not Own?, 1/6/11; Massachusetts Supreme Court rules against banks in foreclosure paperwork case, 1/7/11; How A Massachusetts Court May Have Set Off Another Housing And Banking Catastrophe, 1/8/11; JP Morgan Told Judge To Stop Paying Mortgage To Become Eligible For Loan Modification, 1/12/11; Ohio Judge Follows JPMorgan Chase’s Advice, Ends up in Foreclosure; DC Puts Its Bankster-Friendly Solution for Foreclosure Fraud on the Table, 1/13/11; December Foreclosure Filings Slump By Biggest Annual Amount In History As Fraudclosure Clampdown Persists, 1/13/11; Federal Reserve Planning to CHANGE LAWS of TILA - TO STOP FORECLOSURE LAWSUITS AGAINST BANKS! M.F.s!, 1/13/11; Banks repossess 1 million homes in 2010, 1/13/11; Banks Walking Away From Homes, 1/17/11; 10000 Foreclosures TOSSED OUT in One MD Ruling!, 1/17/11; 91% of BofA Securitized Mortgage Loans Were Fraudulent, 1/24/11; Mortgage Lenders Seeking Court Permission To Destroy 22,100 Boxes Of Original Loan Documents, 1/24/11; A Frightening Satellite Tour Of America's Foreclosure Wastelands, 1/27/11; BofA Panic Attack Over Halt Of Nevada Foreclosures, 1/29/11; NY Times Blames Crisis on “Mania”, Meaning Victims, 1/29/11; Foreclosure losses picked up by taxpayers, investors, 1/30/11; Wings of Justice Chase Foreclosure Kingpin, 1/30/11; Local judges get tough on foreclosure documents, 1/31/11; How Servicer Junk Fees Push Borrowers into Foreclosure, 2/2/11; Bet on Foreclosure Boom Turns Sour, 2/2/11; Foreclosed Homeowners Go to Court on Their Own, 2/2/11; So How Did Major Law Firms Lose Deal Documents on the Way to the Massachusetts Supreme Judicial Court?, 2/3/11; Rise and Fall of a Foreclosure King, 2/6/11; Stiglitz Expects 2 Million U.S. Foreclosures This Year, 2/9/11; Deadbeat Bank Gets Served, 2/9/11; Judge Axes Foreclosure, Bans Do-Over, Holds Lawyer in Contempt; Fannie Mae Pulls Files from Firm, 2/14/11; Foreclosure Volume SOARS 50% In California And Arizona, As The Moratorium Ends, 2/15/11; Whitewash By Obama To Cover Up Criminal Conspiracy, 2/23/11; Arizona Bill Would Void Foreclosures Without Full Title History, 2/23/11; Hundreds of Oregon foreclosure sales stopped after judges' rulings, 3/5/11; Fed Issues “See No Evil” Report Using Bogus Methodology to Defend Servicers, 3/10/11; Paperwork Issues Still Stall Foreclosures, 3/10/11; Zero Attorney General Investigations into Foreclosure Fraud, 3/13/11; Are Banks Scheming to Gut the Role of the Courts in Foreclosures?, 3/28/11; Foreclosure Backlog Hits 30 Months As Option-ARM Cliff Arrives; Average Delinquency Period 537 Days, 3/29/11; Lender Processing Services Behind More Record-Keeping Botches and Foreclosure Forgeries, 3/30/11; Alabama Judge Accepts New York Trust Theory, Dismisses Foreclosure Action for Failure to Comply With PSA, 4/1/11; Alabama judge denies securitization trustee standing to foreclose, 4/1/11; 60 Minutes Whitewash, 4/2/11; Uh, About Those Non-Securitized Securitized Mortgages, 4/2/11; "Pooling and Servicing Agreement" (PSA) violations, 4/3/11; Foreclosure mess isn’t going away, 4/4/11; How The Feds Are Caving To Wall Street On Foreclosures, 4/8/11; Gov't orders 14 lenders to reimburse homeowners, 4/14/11; CNBC: Let’s Bulldoze the Foreclosed Homes, 4/21/11; ForeclosureGate: US Trustee Estimates Servicing “Errors” at 10x Level Claimed by Banks (and Parroted by Federal Regulators), 5/14/11; New York Fed Working to Bend Real Estate Law to Suit Needs of Banks, 5/15/11; Judge sides with homeowners in foreclosure suit, 5/18/11; Mortgage Delinquencies by State: Percent and Number, 5/19/11; 6,000+ "Linda Green" documents in Essex Co., Mass., 5/25/11; Blessing (And Curse) That Is the "Linda Green" Signature, 5/26/11; Frightening Satellite Tour Of America's Foreclosure Wastelands, 5/26/11; 50 State Attorneys General Bow Down to the Bankers, 5/27/11; Bank of America Gets Pad Locked After Homeowner Forecloses On It, 6/4/11; Sweet Justice: How To Foreclose On Your Bank, 6/7/11; Is Foreclosure Via Facebook Coming to the US?, 6/7/11; Homeowners foreclose on Bank of America, 6/8/11; Man Investigating Foreclosure Judge Who Allow His Home To Be Fraudulently Stolen Winds Up Dead, 6/23/11; Tucson Mayoral Candidate Takes Ownership Of Hundreds Of Foreclosed Homes, Changes Locks, Kicks Out Real-Estate Agents And Posts "Do Not Trespass" Signs, 6/26/11; Oregon Judge Voids Foreclosure Sale, Casting Doubt on Others, 6/30/11; How Banks Handle Foreclosures Is A Homeowner's Worst Nightmare, 7/10/11; DoJ Pushing State AGs to Whitewash Servicing Abuses, 7/11/11; Bank’s Deal Means More Will Lose Their Homes, 7/12/11; Banks continue robo-signing, 7/18/11; States negotiating immunity for banks over foreclosures, 7/19/11; Industry Catalog And Price Sheet For FABRICATED Foreclosure Documents Leaked, 7/25/11; BofA Donates Then Demolishes Houses to Cut Glut of Foreclosures, 7/27/11; GMAC Filed Phony Documents To Foreclose On Homeowners, 7/27/11; Orwell Watch: Banks Put a Happy Face on Demolishing Foreclosed Homes, 7/28/11; Bulldoze: The New Way To Foreclose, 8/1/11; BofA on Foreclosure-Gate: Liabilities Are For The "Little People", 8/3/11; Housing's Double Dip Part II: Rising Foreclosures, 8/5/11; 10.8 Million Foreclosures Await: Fannie Mae Wants To Become Slumlord, 8/11/11; 92% of Foreclosures in New York Lack Proper Documents - Banks Booting People Without Proof, 8/15/11; Lender Processing Services Law Firm Targeting April Charney, Foreclosure Defense Pioneer, 8/23/11; Bank of America Threatens Foreclosure On Elderly Couple Who Paid Mortgage Early, 8/24/11; Average Loan In Foreclosure Has Been Delinquent For A Record 599 Days, 8/31/11; Banks Still Fabricating Docs, Commiting Foreclosure Fraud, 9/1/11; BofA has stopped foreclosing, 9/2/11; Florida Appellate Decision May Be a Major Obstacle to Foreclosure, 9/8/11; Banks turn to demolition of foreclosed properties, 10/12/11; Solution to Real Estate Mess: Burn Down Homes, 10/12/11; Protesting Banksters, Foreclosure, & The Mark of Cain, 10/13/11; Foreclosure deal near as banks win more immunity, 10/18/11; Houston, We've Got A Problem - Bevilacqua, 10/19/11; Dylan Ratigan With Delaware AG Beau Biden: Fighting Big Banks Over Foreclosure Fraud, 10/21/11; Supreme Court rules that thousands of home foreclosures are invalid because banks do not have promissory notes, 10/25/11; Nevada Makes Illegal Foreclosures a Felony, 10/29/11; A Bankster CRIMINAL Indictment!, 11/17/11; First Criminal Charges Filed In Nevada Over Robo-Signing, 11/17/11; Foreclosure Fraud in a Nutshell, 11/28/11; Foreclosure fraud whistleblower found dead, 11/30/11; Massachusetts sues major banks over unlawful foreclosure practices such as robo-signing, 12/1/11; Watchdogs that didn't bark, 12/22/11; Foreclosure Fraud – Banks Offer No Consideration – 1969 Wins, 1/16/12; ALABAMA Appelate Court Deals Death Blow to Thousands of Foreclosures, 1/24/12; Bernanke: Renting Might Be The Path Out Of Foreclosure, 2/16/12; Here Comes The 2012 Tidal Wave Of Foreclosures, 3/15/12; Only One Thing Stands Between You And A Tidal Wave Of Foreclosed Homes, 4/3/12; Americans brace for next foreclosure wave, 4/4/12; Foreclosures up for first time in 27 months, 6/14/12; Some Lose Homes Over as Little as $400, 7/10/12; Banks are claiming "They don’t own foreclosed property due to the up keep cost."; Supreme Court ruling of Washington State (Fraud) Foreclosure victims can sue the banks via "Consumer Protection Act", 8/20/12; National Bank of Canada foreclosing Americans' homes over credit card debt, 10/5/12; Payback! Hundreds of Homeowners Associations Threaten Banks with Foreclosure, 12/26/12; Who is the DEADBEAT: Borrower or Bank?, 6/20/13; China Empowered by Executive Order to Foreclose on our Property!, 7/3/13; Foreclosure Meltdown was Planned - A Whistle blower Speaks Out, 11/11/13; Debt collecting machine, 12/8/13; Big Bank FAIL: Judge Rules Foreclosure Unconstitutional, 2/3/14; Big Bank FAIL - Judge rules BOA foreclosures unconstitutional , 2/11/14; A Potential Foreclosure Crisis Looms Over America, 7/22/14; Foreclosure Fraud?, 11/23/14; What The Hell Is Suddenly Going On With Foreclosures?, 11/11/16

H.R. 3808: Foreclosure Bill: Text of H.R. 3808: Interstate Recognition of Notarizations Act of 2009, 9/29/10; FEDERAL NOTARY BILL ATTEMPTS TO GRANT FULL PARDON TO LENDER, NOTARIES, WITNESSES, 10/6/10; Is HR3808 The Equivalent Of TARP 2 And Obama's "Get Out Of Bail" Gift Card For The High Frequency Signing Scandal?, 10/6/10; Senate Shockingly Passes Bill That Could Bail The Banks Out Of Foreclosure-Gate, 10/7/10; Here's The Most Scandalous Part Of The Senate's Bill To Bail Out The Banks From Foreclosure-Gate, 10/7/10; Little-Noticed Bill Could Make It Harder To Challenge Foreclosures, 10/7/10; Obama kills foreclosure bill as fury mounts, 10/7/10; Ellen Brown: Foreclosuregate and Obama's 'Pocket Veto', 10/7/10; Is Pres Obama’s Pocket Veto on H.R. 3808 Possibly Ineffective?, 10/8/10; Attempt To Make All Foreclosures Non-Judicial?, 10/10/10; HR-3808 Veto Override Attempt - Rule of Law Be Damned, 11/16/10; Obama's Veto and Mortgage Fraud, 11/16/10; Congress is quietly trying to legalize foreclosure fraud for the big banks, 11/17/10


answers ξ  Have questions regarding how to best deal with foreclosure or mortgage issues and so-called creditors or debt collectors? See Debt Strategies and/or send an email, including your name and phone# in your message. No legal advice provided, but someone will respond.

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